2026 -- H 7744

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LC005064

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2026

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A N   A C T

RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

     

     Introduced By: Representative Brandon C. Potter

     Date Introduced: February 12, 2026

     Referred To: House Health & Human Services

     It is enacted by the General Assembly as follows:

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     SECTION 1. Section 27-18-33 of the General Laws in Chapter 27-18 entitled "Accident

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and Sickness Insurance Policies" is hereby amended to read as follows:

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     27-18-33. Drug coverage.

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     No Any group health insurer subject to the provisions of this chapter that provides coverage

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for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed

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in this state shall offer a minimum of two (2) options for the delivery of prescription drugs, but is

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prohibited from requiring may require any person covered under the contract to obtain prescription

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drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.

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     SECTION 2. Section 27-19-26 of the General Laws in Chapter 27-19 entitled "Nonprofit

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Hospital Service Corporations" is hereby amended to read as follows:

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     27-19-26. Drug coverage.

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     No Any group health insurer subject to the provisions of this chapter that provides coverage

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for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed

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in this state shall offer a minimum of two (2) options for the delivery of prescription drugs, but is

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prohibited from requiring may require any person covered under the contract to obtain prescription

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drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.

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     SECTION 3. Section 27-20-23 of the General Laws in Chapter 27-20 entitled "Nonprofit

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Medical Service Corporations" is hereby amended to read as follows:

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     27-20-23. Drug coverage.

 

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     No Any group health insurer subject to the provisions of this chapter that provides coverage

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for prescription drugs under a group plan master contract delivered, issued for delivery, or renewed

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in this state shall offer a minimum of two (2) options for the delivery of prescription drugs, but is

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prohibited from requiring may require any person covered under the contract to obtain prescription

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drugs from a mail order pharmacy as a condition of obtaining benefits for the drugs.

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     SECTION 4. Section 27-41-38 of the General Laws in Chapter 27-41 entitled "Health

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Maintenance Organizations" is hereby amended to read as follows:

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     27-41-38. Drug coverage.

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     No Any health maintenance organization that provides coverage for prescription drugs

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under a group plan master contract delivered, issued for delivery, or renewed in this state shall offer

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a minimum of two (2) options for the delivery of prescription drugs, but is prohibited from requiring

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may require any person covered under the contract to obtain prescription drugs from a mail order

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pharmacy as a condition of obtaining benefits for the drugs.

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     SECTION 5. This act shall take effect upon passage.

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

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     This act would amend the law on drug coverage to require insurance plans that provide

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coverage for prescription drugs to offer two options for prescription delivery.

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     This act would take effect upon passage.

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LC005064

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