2025 -- H 5862

========

LC002314

========

     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2025

____________

A N   A C T

RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION

REVIEW ACT

     

     Introduced By: Representative Joseph J. Solomon

     Date Introduced: February 28, 2025

     Referred To: House Health & Human Services

     It is enacted by the General Assembly as follows:

1

     SECTION 1. Chapter 27-18.9 of the General Laws entitled "Benefit Determination and

2

Utilization Review Act" is hereby amended by adding thereto the following section:

3

     27-18.9-16. Medically necessary treatment -- Justification for denial.

4

     Any healthcare service or procedure authorized by a provider to a patient shall create a

5

presumption that the healthcare service or procedure is medically necessary and it shall be the duty

6

of the insurance company to provide justification for any denial of such healthcare service or

7

procedure.

8

     SECTION 2. This act shall take effect upon passage.

========

LC002314

========

 

EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO INSURANCE -- BENEFIT DETERMINATION AND UTILIZATION

REVIEW ACT

***

1

     This act would require insurance companies to prove that a healthcare service or procedure

2

is not medically necessary.

3

     This act would take effect upon passage.

========

LC002314

========

 

LC002314 - Page 2 of 2