Chapter 5
Fire Insurance Policies and Reserves

Index of Sections

§ 27-5-1. Standard fire insurance policy.

§ 27-5-2. Compliance with standard policy required.

§ 27-5-2.1. Repealed.

§ 27-5-3. Form of standard policy.

§ 27-5-3.1. Exclusion — Nuclear damage.

§ 27-5-3.2. Property insurance.

§ 27-5-3.3. Resident agent — Banks.

§ 27-5-3.4. Cancellation or nonrenewal of standard fire insurance policy.

§ 27-5-3.5. Earthquake coverage endorsement for property insurance.

§ 27-5-3.6. Notice concerning flood insurance.

§ 27-5-3.7. Repealed.

§ 27-5-3.8. Rhode Island commission on hurricane loss projection methodology.

§ 27-5-3.9. Vacant property.

§ 27-5-4. Items shown at head of policy.

§ 27-5-5. Inclusion of regulations of mutual insurer.

§ 27-5-6. Binders and temporary insurance.

§ 27-5-6.1. Notice concerning single interest hazard insurance.

§ 27-5-6.2. Escrow accounts for insurance premiums.

§ 27-5-7. Combination standard form.

§ 27-5-8. Supplemental contract forms.

§ 27-5-9. Standard form not required for reinsurance.

§ 27-5-9.1. Simplified comprehensive policies of insurance.

§ 27-5-10. Penalty for nonconforming policy — Validity.

§ 27-5-11. Enforcement of standard policy requirements.

§ 27-5-12. Declination of premium notes by mutual companies — Provision as to liability.

§ 27-5-13. Mutual membership not acquired by reinsurance.

§ 27-5-14. Reinsurance by mutual insurers — Agreements with policyholders.

§ 27-5-15. Power to create guaranty surplus and special reserve funds.

§ 27-5-16. Resolution to establish surplus and reserve funds — Certification of funds.

§ 27-5-17. Restrictions on dividends — Payments into surplus and reserve funds.

§ 27-5-18. Computation of profits.

§ 27-5-19. Certification that funds equal capital stock — Subsequent additions.

§ 27-5-20. Investment of guaranty surplus fund — Liability to payment of losses.

§ 27-5-21. Deposit of special reserve fund.

§ 27-5-22. Application of special reserve fund to protection of policyholders.

§ 27-5-23. Annual statement of amounts of funds.

§ 27-5-24. Maintenance of surplus fund equal to reserve fund.

§ 27-5-25. Use of special reserve fund to replace capital stock.

§ 27-5-26. Physical assets for protection of policyholders.

§ 27-5-27. Making up of impairments of capital.

§ 27-5-28. Maximum single risk insured.

§ 27-5-29. Statement on policy as to surplus and reserve funds.

§ 27-5-30. Funds established under prior law.

§ 27-5-31. Termination of surplus and reserve fund method — Return of special reserve fund.