Chapter 9
Community Obligations and Banking Offenses

Index of Sections

§ 19-9-1. Definitions.

§ 19-9-2. Escrow accounts — Interest.

§ 19-9-2.1. Mortgage billing — Payment allocation.

§ 19-9-3. Mortgages — Appraisal fees.

§ 19-9-3.1. Mortgage loan appraisers — Relationship with lending institution.

§ 19-9-4. Credit needs of local communities.

§ 19-9-5. Mortgagor to be offered title insurance.

§ 19-9-6. Lending institutions — Title attorney.

§ 19-9-7. Attorney’s opinions.

§ 19-9-8. Lending institutions — Negative amortization loans.

§ 19-9-9. Mortgages issued — Payoffs.

§ 19-9-10. Disbursement requirements — Purchase money loans — Dwellings.

§ 19-9-11. Control of deposits by minors.

§ 19-9-12. Trust deposits — Death of trustee.

§ 19-9-13. Checks of trustees.

§ 19-9-14. Deposits payable to survivor.

§ 19-9-14.1. Uniform multiple-person accounts.

§ 19-9-15. Pledge of passbook accounts.

§ 19-9-16. Replacement of lost or destroyed passbook.

§ 19-9-17. Charge-free savings accounts for minors.

§ 19-9-18. Depositor identification.

§ 19-9-19. Checks on consumer deposit accounts to show date account was opened.

§ 19-9-20. Withdrawal from time deposit accounts.

§ 19-9-21. Passbook savings accounts — Service charge prohibited.

§ 19-9-21.1. Fee disclosure by banks, credit unions and other financial institutions.

§ 19-9-22. Violations by officers and employees.

§ 19-9-23. Theft, embezzlement or misapplication by regulated institution, lending, credit and insurance officer or employee.

§ 19-9-24. Fraudulent checks — Small amounts.

§ 19-9-25. Fraudulent checks — Large amounts.

§ 19-9-26. Prima facie evidence of intent to defraud — Prosecutions.

§ 19-9-27. Check kiting.

§ 19-9-28. False statement to obtain loan.

§ 19-9-29. Bank fraud.

§ 19-9-30. Injunctions against fraud.

§ 19-9-31. False rumors as to condition of regulated institution.

§ 19-9-32. Disclosure of arson conviction.

§ 19-9-33. Severability.

§ 19-9-34. Property insurance.

§ 19-9-35. Consumer privacy in mortgage applications.