Chapter 263
2023 -- S 0575 SUBSTITUTE A
Enacted 06/22/2023

A N   A C T
RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

Introduced By: Senators Lauria, Miller, Ujifusa, Bell, Murray, Euer, Kallman, Lawson, DiMario, and Valverde

Date Introduced: March 07, 2023

It is enacted by the General Assembly as follows:
     SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness Insurance
Policies" is hereby amended by adding thereto the following section:
     27-18-9194 . Epinephrine injectors.
     (a) The Rhode Island general assembly recognizes that epinephrine cartridges and injectors
are life-saving devices which that must be administered quickly to be effective. Such
administration is often done by persons who are not health care healthcare professionals, and is
done in an emergency situation. Accordingly, it is in the best interests of the people of the state to
promote the widespread availability of epinephrine cartridges and injectors.
     (b) Every individual or group health insurance contract, plan, or policy that provides
prescription coverage and that is delivered, issued for delivery, prescribed, or renewed in this state
on or after January 1, 2025, shall provide coverage for at least one type of epinephrine auto-injectors
and cartridges. There shall be no copayment required, and no deductible shall need to be met, to
obtain a two (2) pack of the epinephrine auto-injectors or cartridges covered by the contract, plan,
or policy, once every twelve-(12)month (12) plan year. A deductible may be applied to health plans
that are paired with a federally qualified health savings account pursuant to 26 U.S Code U.S.C. §
223. Nothing in this section would prohibit a health plan from implementing this benefit prior to
January 1, 2025.
     SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service
Corporations" is hereby amended by adding thereto the following section:
     27-19-8386. Epinephrine injectors.
     (a) The Rhode Island general assembly recognizes that epinephrine cartridges and injectors
are life-saving devices which that must be administered quickly to be effective. Such
administration is often done by persons who are not health care healthcare professionals, and is
done in an emergency situation. Accordingly, it is in the best interests of the people of the state to
promote the widespread availability of epinephrine cartridges and injectors.
     (b) Every individual or group health insurance contract, plan, or policy that provides
prescription coverage and that is delivered, issued for delivery, prescribed, or renewed in this state
on or after January 1, 2025, shall provide coverage for at least one type of epinephrine auto-injectors
and cartridges. There shall be no copayment required, and no deductible shall need to be met, to
obtain a two (2) pack of the epinephrine auto-injectors or cartridges covered by the contract, plan,
or policy, once every twelve-(12)month (12) plan year. A deductible may be applied to health plans
that are paired with a federally qualified health savings account pursuant to 26 U.S Code U.S.C. §
223. Nothing in this section would prohibit a health plan from implementing this benefit prior to
January 1, 2025.
     SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service
Corporations" is hereby amended by adding thereto the following section:
     27-20-7982. Epinephrine injectors.
     (a) The Rhode Island general assembly recognizes that epinephrine cartridges and injectors
are life-saving devices which that must be administered quickly to be effective. Such
administration is often done by persons who are not health care healthcare professionals, and is
done in an emergency situation. Accordingly, it is in the best interests of the people of the state to
promote the widespread availability of epinephrine cartridges and injectors.
     (b) Every individual or group health insurance contract, plan, or policy that provides
prescription coverage and that is delivered, issued for delivery, prescribed, or renewed in this state
on or after January 1, 2025, shall provide coverage for at least one type of epinephrine auto-injectors
and cartridges. There shall be no copayment required, and no deductible shall need to be met, to
obtain a two (2) pack of the epinephrine auto-injectors or cartridges covered by the contract, plan,
or policy, once every twelve-(12) month (12) plan year. A deductible may be applied to health
plans that are paired with a federally qualified health savings account pursuant to 26 U.S Code
U.S.C. § 223. Nothing in this section would prohibit a health plan from implementing this benefit
prior to January 1, 2025.
     SECTION 4. Chapter 27-41 of the General Laws entitled "Health Maintenance
Organizations" is hereby amended by adding thereto the following section:
     27-41-9699. Epinephrine injectors.
     (a) The Rhode Island general assembly recognizes that epinephrine cartridges and injectors
are life-saving devices which that must be administered quickly to be effective. Such
administration is often done by persons who are not health care healthcare professionals, and is
done in an emergency situation. Accordingly, it is in the best interests of the people of the state to
promote the widespread availability of epinephrine cartridges and injectors.
     (b) Every individual or group health insurance contract, plan, or policy that provides
prescription coverage and that is delivered, issued for delivery, prescribed, or renewed in this state
on or after January 1, 2025, shall provide coverage for at least one type of epinephrine auto-injectors
and cartridges. There shall be no copayment required, and no deductible shall need to be met, to
obtain a two (2) pack of the epinephrine auto-injectors or cartridges covered by the contract, plan,
or policy, once every twelve-(12)month (12) plan year. A deductible may be applied to health plans
that are paired with a federally qualified health savings account pursuant to 26 U.S Code U.S.C. §
223. Nothing in this section would prohibit a health plan from implementing this benefit prior to
January 1, 2025.
     SECTION 5. This act shall take effect upon passage.
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LC001879/SUB A
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