Chapter 120
2022 -- S 2739
Enacted 06/21/2022

A N   A C T
RELATING TO INSURANCE -- CLAIMS ADJUSTERS

Introduced By: Senator Roger Picard

Date Introduced: March 24, 2022

It is enacted by the General Assembly as follows:
     SECTION 1. Sections 27-10-6 and 27-10-7.1 of the General Laws in Chapter 27-10 entitled
"Claim Adjusters" are hereby amended to read as follows:
     27-10-6. Examination.
     (a) The department shall subject the applicant to a written examination as to his or her
competency to act as an insurance claim adjuster. The examination shall test the knowledge of the
individual concerning the duties and responsibilities of an adjuster and the insurance laws and
regulations of this state.
     (b) The department may make arrangements, including contracting with an outside testing
service, for administering examinations and collecting a nonrefundable fee for the examination.
     (c) Each individual applying for an examination shall remit a non-refundable
nonrefundable fee as prescribed by the department.
     (d) An individual who fails to appear for the examination as scheduled or fails to pass the
examination shall reapply for an examination and remit all required fees and forms before being
rescheduled for another examination.
     (e) The department may accept successful completion of an examination administered by
a federal entity in substitute for a state examination for the crop line of authority for
company/independent adjusters.
     (f) The department may also accept, in lieu of the written examination referred to in
subsection (a) of this section, a certification issued by a national or state-based claims association
with a program approved by the department, that includes a proctored exam of sufficient length
and rigor to adequately determine the competence of the applicant and any other requirements set
by the department of business regulation.
     27-10-7.1. Nonresident license reciprocity.
     (a) Unless denied licensure, a nonresident person shall receive a nonresident adjuster
license if:
     (1) The person is currently licensed as a resident adjuster and is in good standing in his or
her home state;
     (2) The person has submitted the proper request for licensure and has paid the fees required
by ยง 27-10-3(a)(6);
     (3) The person has submitted or transmitted to the department the appropriate, completed
application for licensure for the equivalent type of license and lines of authority; and
     (4) The person's home state awards nonresident adjuster licenses to residents of this state
on the same basis.
     (b) The insurance commissioner may verify the adjuster's licensing status through the
database maintained by the NAIC, its affiliates, or subsidiaries.
     (c) As a condition to continuation of an adjuster license issued under this section, the
licensee shall maintain a resident adjuster license in his or her home state. The nonresident adjuster
license issued under this section shall terminate and be surrendered immediately if the home state
adjuster license terminates for any reason, unless the adjuster has been issued a license as a resident
adjuster in his or her new home state. Notification to any state where a nonresident license is issued
must be made as soon as possible, yet no later than thirty (30) days of change in new state resident
license. The licensee shall include new and old addresses in the notification to the department. A
new state resident license is required for nonresident licenses to remain valid. The new state resident
license must have reciprocity with the licensing nonresident state(s) for the nonresident license not
to terminate.
     (d) The department may grant a nonresident license to an adjuster that who holds a current
certificate issued by a national or state based claims association with a program, approved by the
department, that includes at a minimum, a proctored exam of sufficient length and rigor to
adequately determine the competence of the applicant and any other requirements set by the
department of business regulation.
     SECTION 2. This act shall take effect on January 1, 2023.
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LC005623
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