Chapter 150 |
2017 -- H 6170 SUBSTITUTE A Enacted 07/05/2017 |
A N A C T |
RELATING TO INSURANCE |
Introduced By: Representatives Serpa, Bennett, McNamara, Solomon, and Shekarchi |
Date Introduced: April 28, 2017 |
It is enacted by the General Assembly as follows: |
SECTION 1. Section 27-18-30 of the General Laws in Chapter 27-18 entitled "Accident |
and Sickness Insurance Policies" is hereby amended to read as follows: |
27-18-30. Health insurance contracts -- Infertility. |
(a) Any health insurance contract, plan, or policy delivered or issued for delivery or |
renewed in this state, except contracts providing supplemental coverage to Medicare or other |
governmental programs, which that includes pregnancy-related benefits, shall provide coverage |
for medically necessary expenses of diagnosis and treatment of infertility for women between the |
ages of twenty-five (25) and forty-two (42) years and for standard fertility-preservation services |
when a medically necessary medical treatment may directly or indirectly cause iatrogenic |
infertility to a covered person. To the extent that a health insurance contract provides |
reimbursement for a test or procedure used in the diagnosis or treatment of conditions other than |
infertility, the tests and procedures shall not be excluded from reimbursement when provided |
attendant to the diagnosis and treatment of infertility for women between the ages of twenty-five |
(25) and forty-two (42) years; provided, that a subscriber co-payment not to exceed twenty |
percent (20%) may be required for those programs and/or procedures the sole purpose of which is |
the treatment of infertility. |
(b) For the purpose purposes of this section, "infertility" means the condition of an |
otherwise presumably healthy married individual who is unable to conceive or sustain a |
pregnancy during a period of one year. |
(c) For the purposes of this section, "standard fertility-preservation services" means |
procedures consistent with established medical practices and professional guidelines published by |
the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
other reputable professional medical organizations. |
(d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
organs or processes. |
(e) For the purposes of this section, "may directly or indirectly cause" means treatment |
with a likely side effect of infertility as established by the American Society for Reproductive |
Medicine, the American Society of Clinical Oncology, or other reputable professional |
organizations. |
(c)(f) Notwithstanding the provisions of ยง 27-18-19 or any other provision to the |
contrary, this section shall apply to blanket or group policies of insurance. |
(d)(g) The health insurance contract may limit coverage to a lifetime cap of one hundred |
thousand dollars ($100,000). |
SECTION 2. Section 27-19-23 of the General Laws in Chapter 27-19 entitled "Nonprofit |
Hospital Service Corporations" is hereby amended to read as follows: |
27-19-23. Coverage for infertility. |
(a) Any nonprofit hospital service contract, plan, or insurance policies delivered, issued |
for delivery, or renewed in this state, except contracts providing supplemental coverage to |
Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
provide coverage for medically necessary expenses of diagnosis and treatment of infertility for |
women between the ages of twenty-five (25) and forty-two (42) years and for standard fertility- |
preservation services when a medically necessary medical treatment may directly or indirectly |
cause iatrogenic infertility to a covered person. To the extent that a nonprofit hospital service |
corporation provides reimbursement for a test or procedure used in the diagnosis or treatment of |
conditions other than infertility, those tests and procedures shall not be excluded from |
reimbursement when provided attendant to the diagnosis and treatment of infertility for women |
between the ages of twenty-five (25) and forty-two (42) years; provided, that a subscriber |
copayment, not to exceed twenty percent (20%), may be required for those programs and/or |
procedures the sole purpose of which is the treatment of infertility. |
(b) For the purposes of this section, "infertility" means the condition of an otherwise |
presumably healthy married individual who is unable to conceive or sustain a pregnancy during a |
period of one year. |
(c) For the purposes of this section, "standard fertility-preservation services" means |
procedures consistent with established medical practices and professional guidelines published by |
the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
other reputable professional medical organizations. |
(d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
organs or processes. |
(e) For the purposes of this section, "may directly or indirectly cause" means treatment |
with a likely side effect of infertility as established by the American Society for Reproductive |
Medicine, the American Society of Clinical Oncology, or other reputable professional |
organizations. |
(c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
thousand dollars ($100,000). |
SECTION 3. Section 27-20-20 of the General Laws in Chapter 27-20 entitled "Nonprofit |
Medical Service Corporations" is hereby amended to read as follows: |
27-20-20. Coverage for infertility. |
(a) Any nonprofit medical service contract, plan, or insurance policies delivered, issued |
for delivery, or renewed in this state, except contracts providing supplemental coverage to |
Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
provide coverage for the medically necessary expenses of diagnosis and treatment of infertility |
for women between the ages of twenty-five (25) and forty-two (42) years and for standard |
fertility-preservation services when a medically necessary medical treatment may directly or |
indirectly cause iatrogenic infertility to a covered person. To the extent that a nonprofit medical |
service corporation provides reimbursement for a test or procedure used in the diagnosis or |
treatment of conditions other than infertility, those tests and procedures shall not be excluded |
from reimbursement when provided attendant to the diagnosis and treatment of infertility for |
women between the ages of twenty-five (25) and forty-two (42) years.; Pprovided, that subscriber |
copayment, not to exceed twenty percent (20%), may be required for those programs and/or |
procedures the sole purpose of which is the treatment of infertility. |
(b) For the purposes of this section, "infertility" means the condition of an otherwise |
presumably healthy married individual who is unable to conceive or sustain a pregnancy during a |
period of one year. |
(c) For the purposes of this section, "standard fertility-preservation services" means |
procedures consistent with established medical practices and professional guidelines published by |
the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
other reputable professional medical organizations. |
(d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
organs or processes. |
(e) For the purposes of this section, "may directly or indirectly cause" means treatment |
with a likely side effect of infertility as established by the American Society for Reproductive |
Medicine, the American Society of Clinical Oncology, or other reputable professional |
organizations. |
(c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
thousand dollars ($100,000). |
SECTION 4. Section 27-41-33 of the General Laws in Chapter 27-41 entitled "Health |
Maintenance Organizations" is hereby amended to read as follows: |
27-41-33. Coverage for infertility. |
(a) Any health maintenance organization service contract plan or policy delivered, issued |
for delivery, or renewed in this state, except a contract providing supplemental coverage to |
Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
provide coverage for medically necessary expenses of diagnosis and treatment of diagnosis and |
treatment of infertility for women between the ages of twenty-five (25) and forty-two (42) years |
and for standard fertility-preservation services when a medically necessary medical treatment |
may directly or indirectly cause iatrogenic infertility to a covered person. To the extent that a |
health maintenance organization provides reimbursement for a test or procedure used in the |
diagnosis or treatment of conditions other than infertility, those tests and procedures shall not be |
excluded from reimbursement when provided attendant to the diagnosis and treatment of |
infertility for women between the ages of twenty-five (25) and forty-two (42) years; provided, |
that subscriber copayment, not to exceed twenty percent (20%), may be required for those |
programs and/or procedures the sole purpose of which is the treatment of infertility. |
(b) For the purpose purposes of this section, "infertility" means the condition of an |
otherwise healthy married individual who is unable to conceive or sustain a pregnancy during a |
period of one year. |
(c) For the purposes of this section, "standard fertility-preservation services" means |
procedures consistent with established medical practices and professional guidelines published by |
the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
other reputable professional medical organizations. |
(d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
organs or processes. |
(e) For the purposes of this section, "may directly or indirectly cause" means treatment |
with a likely side effect of infertility as established by the American Society for Reproductive |
Medicine, the American Society of Clinical Oncology, or other reputable professional |
organizations. |
(c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
thousand dollars ($100,000). |
SECTION 5. This act shall take effect upon passage. |
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LC002543/SUB A |
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