| Chapter 150 |
| 2017 -- H 6170 SUBSTITUTE A Enacted 07/05/2017 |
| A N A C T |
| RELATING TO INSURANCE |
| Introduced By: Representatives Serpa, Bennett, McNamara, Solomon, and Shekarchi |
| Date Introduced: April 28, 2017 |
| It is enacted by the General Assembly as follows: |
| SECTION 1. Section 27-18-30 of the General Laws in Chapter 27-18 entitled "Accident |
| and Sickness Insurance Policies" is hereby amended to read as follows: |
| 27-18-30. Health insurance contracts -- Infertility. |
| (a) Any health insurance contract, plan, or policy delivered or issued for delivery or |
| renewed in this state, except contracts providing supplemental coverage to Medicare or other |
| governmental programs, which that includes pregnancy-related benefits, shall provide coverage |
| for medically necessary expenses of diagnosis and treatment of infertility for women between the |
| ages of twenty-five (25) and forty-two (42) years and for standard fertility-preservation services |
| when a medically necessary medical treatment may directly or indirectly cause iatrogenic |
| infertility to a covered person. To the extent that a health insurance contract provides |
| reimbursement for a test or procedure used in the diagnosis or treatment of conditions other than |
| infertility, the tests and procedures shall not be excluded from reimbursement when provided |
| attendant to the diagnosis and treatment of infertility for women between the ages of twenty-five |
| (25) and forty-two (42) years; provided, that a subscriber co-payment not to exceed twenty |
| percent (20%) may be required for those programs and/or procedures the sole purpose of which is |
| the treatment of infertility. |
| (b) For the purpose purposes of this section, "infertility" means the condition of an |
| otherwise presumably healthy married individual who is unable to conceive or sustain a |
| pregnancy during a period of one year. |
| (c) For the purposes of this section, "standard fertility-preservation services" means |
| procedures consistent with established medical practices and professional guidelines published by |
| the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
| other reputable professional medical organizations. |
| (d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
| fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
| organs or processes. |
| (e) For the purposes of this section, "may directly or indirectly cause" means treatment |
| with a likely side effect of infertility as established by the American Society for Reproductive |
| Medicine, the American Society of Clinical Oncology, or other reputable professional |
| organizations. |
| (c)(f) Notwithstanding the provisions of ยง 27-18-19 or any other provision to the |
| contrary, this section shall apply to blanket or group policies of insurance. |
| (d)(g) The health insurance contract may limit coverage to a lifetime cap of one hundred |
| thousand dollars ($100,000). |
| SECTION 2. Section 27-19-23 of the General Laws in Chapter 27-19 entitled "Nonprofit |
| Hospital Service Corporations" is hereby amended to read as follows: |
| 27-19-23. Coverage for infertility. |
| (a) Any nonprofit hospital service contract, plan, or insurance policies delivered, issued |
| for delivery, or renewed in this state, except contracts providing supplemental coverage to |
| Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
| provide coverage for medically necessary expenses of diagnosis and treatment of infertility for |
| women between the ages of twenty-five (25) and forty-two (42) years and for standard fertility- |
| preservation services when a medically necessary medical treatment may directly or indirectly |
| cause iatrogenic infertility to a covered person. To the extent that a nonprofit hospital service |
| corporation provides reimbursement for a test or procedure used in the diagnosis or treatment of |
| conditions other than infertility, those tests and procedures shall not be excluded from |
| reimbursement when provided attendant to the diagnosis and treatment of infertility for women |
| between the ages of twenty-five (25) and forty-two (42) years; provided, that a subscriber |
| copayment, not to exceed twenty percent (20%), may be required for those programs and/or |
| procedures the sole purpose of which is the treatment of infertility. |
| (b) For the purposes of this section, "infertility" means the condition of an otherwise |
| presumably healthy married individual who is unable to conceive or sustain a pregnancy during a |
| period of one year. |
| (c) For the purposes of this section, "standard fertility-preservation services" means |
| procedures consistent with established medical practices and professional guidelines published by |
| the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
| other reputable professional medical organizations. |
| (d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
| fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
| organs or processes. |
| (e) For the purposes of this section, "may directly or indirectly cause" means treatment |
| with a likely side effect of infertility as established by the American Society for Reproductive |
| Medicine, the American Society of Clinical Oncology, or other reputable professional |
| organizations. |
| (c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
| thousand dollars ($100,000). |
| SECTION 3. Section 27-20-20 of the General Laws in Chapter 27-20 entitled "Nonprofit |
| Medical Service Corporations" is hereby amended to read as follows: |
| 27-20-20. Coverage for infertility. |
| (a) Any nonprofit medical service contract, plan, or insurance policies delivered, issued |
| for delivery, or renewed in this state, except contracts providing supplemental coverage to |
| Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
| provide coverage for the medically necessary expenses of diagnosis and treatment of infertility |
| for women between the ages of twenty-five (25) and forty-two (42) years and for standard |
| fertility-preservation services when a medically necessary medical treatment may directly or |
| indirectly cause iatrogenic infertility to a covered person. To the extent that a nonprofit medical |
| service corporation provides reimbursement for a test or procedure used in the diagnosis or |
| treatment of conditions other than infertility, those tests and procedures shall not be excluded |
| from reimbursement when provided attendant to the diagnosis and treatment of infertility for |
| women between the ages of twenty-five (25) and forty-two (42) years.; Pprovided, that subscriber |
| copayment, not to exceed twenty percent (20%), may be required for those programs and/or |
| procedures the sole purpose of which is the treatment of infertility. |
| (b) For the purposes of this section, "infertility" means the condition of an otherwise |
| presumably healthy married individual who is unable to conceive or sustain a pregnancy during a |
| period of one year. |
| (c) For the purposes of this section, "standard fertility-preservation services" means |
| procedures consistent with established medical practices and professional guidelines published by |
| the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
| other reputable professional medical organizations. |
| (d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
| fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
| organs or processes. |
| (e) For the purposes of this section, "may directly or indirectly cause" means treatment |
| with a likely side effect of infertility as established by the American Society for Reproductive |
| Medicine, the American Society of Clinical Oncology, or other reputable professional |
| organizations. |
| (c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
| thousand dollars ($100,000). |
| SECTION 4. Section 27-41-33 of the General Laws in Chapter 27-41 entitled "Health |
| Maintenance Organizations" is hereby amended to read as follows: |
| 27-41-33. Coverage for infertility. |
| (a) Any health maintenance organization service contract plan or policy delivered, issued |
| for delivery, or renewed in this state, except a contract providing supplemental coverage to |
| Medicare or other governmental programs, which that includes pregnancy-related benefits, shall |
| provide coverage for medically necessary expenses of diagnosis and treatment of diagnosis and |
| treatment of infertility for women between the ages of twenty-five (25) and forty-two (42) years |
| and for standard fertility-preservation services when a medically necessary medical treatment |
| may directly or indirectly cause iatrogenic infertility to a covered person. To the extent that a |
| health maintenance organization provides reimbursement for a test or procedure used in the |
| diagnosis or treatment of conditions other than infertility, those tests and procedures shall not be |
| excluded from reimbursement when provided attendant to the diagnosis and treatment of |
| infertility for women between the ages of twenty-five (25) and forty-two (42) years; provided, |
| that subscriber copayment, not to exceed twenty percent (20%), may be required for those |
| programs and/or procedures the sole purpose of which is the treatment of infertility. |
| (b) For the purpose purposes of this section, "infertility" means the condition of an |
| otherwise healthy married individual who is unable to conceive or sustain a pregnancy during a |
| period of one year. |
| (c) For the purposes of this section, "standard fertility-preservation services" means |
| procedures consistent with established medical practices and professional guidelines published by |
| the American Society for Reproductive Medicine, the American Society of Clinical Oncology, or |
| other reputable professional medical organizations. |
| (d) For the purposes of this section, "iatrogenic infertility" means an impairment of |
| fertility by surgery, radiation, chemotherapy, or other medical treatment affecting reproductive |
| organs or processes. |
| (e) For the purposes of this section, "may directly or indirectly cause" means treatment |
| with a likely side effect of infertility as established by the American Society for Reproductive |
| Medicine, the American Society of Clinical Oncology, or other reputable professional |
| organizations. |
| (c)(f) The health insurance contract may limit coverage to a lifetime cap of one hundred |
| thousand dollars ($100,000). |
| SECTION 5. This act shall take effect upon passage. |
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| LC002543/SUB A |
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