Chapter 322

2012 -- S 2947 SUBSTITUTE A

Enacted 06/20/12

A N A C T

RELATING TO INSURANCE - CASUALTY INSURANCE RATING

Introduced By: Senator John J. Tassoni

Date Introduced: May 03, 2012

It is enacted by the General Assembly as follows:

SECTION 1. Section 27-9-7.1 of the General Laws in Chapter 27-9 entitled "Casualty

Insurance Rating" is hereby amended to read as follows:

27-9-7.1. Premium reduction for completing a motor vehicle accident prevention

course. -- (a) Every schedule of rates, rating plan, or rating system for automobile liability and

physical damage insurance filed with the commissioner shall provide for a reduction in premium

charges for those persons fifty-five (55) years of age and older who successfully complete a

motor vehicle accident prevention course approved by the division of motor vehicles. All insurers

shall allow a reduction in the premium deemed appropriate by the commissioner to persons

successfully completing that course.

      (b) Motor vehicle accident prevention courses shall be taught by instructors who may be

members of the American Association of Retired Persons, and are certified or approved by the

division of motor vehicles. No course shall Courses, may be approved which provides provide for

a form of self-instruction instruction, including, but not limited to, online courses, or does not

provide for classroom, or driving instruction for a minimum number of hours determined by the

division of motor vehicles. Instructors may or may not receive compensation.

      (c) Each person who completes an approved course shall be issued a certificate by the

course sponsor, provided that person has no chargeable accidents or convictions within a three (3)

year period. Any certificate issued shall be valid for a period of two (2) years from its issuance,

provided the holder has had no chargeable accidents or convictions within a three (3) year period.

Any person who desires to renew or extend a certificate shall be required to successfully

complete another course.

      (d) Nothing provided in this section shall preclude an insurer from increasing the

premium or charging an insured a surcharge for motor vehicle accidents and/or motor vehicle

convictions during the two (2) year period for which a certificate was issued.

      (e) This section shall not apply to any group automobile insurance policy under which

premiums are broadly averaged for the group rather than determined individually.

SECTION 2. This act shall take effect upon passage.

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LC02551/SUB A/2

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