2022 -- S 2432

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LC004657

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2022

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A N   A C T

RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--

DECEPTIVE TRADE PRACTICES

     Introduced By: Senators Sosnowski, DiPalma, and Murray

     Date Introduced: March 01, 2022

     Referred To: Senate Commerce

     It is enacted by the General Assembly as follows:

     SECTION 1. Section 6-13.1-29 of the General Laws in Chapter 6-13.1 entitled "Deceptive

Trade Practices" is hereby amended to read as follows:

     6-13.1-29. Furnishing of credit reports.

     No credit bureau doing business in this state shall use all or part of a consumer's social

security number as the sole factor when determining whether a credit report in its files matches the

identity of a person who is the subject of a credit inquiry from a user of credit reports. When a

social security number is used as a factor, a credit bureau may disclose a credit report in its files to

an inquiring user of credit reports only if the name and, at a minimum, at least one other identifier

such as address; prior address; date of birth; mother's maiden name; place of employment; or prior

place of employment; also match matches the identity of the person who is the subject of the

inquiry.

     SECTION 2. This act shall take effect upon passage.

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LC004657

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--

DECEPTIVE TRADE PRACTICES

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     This act would amend how credit bureaus doing business in Rhode Island may disclose to

inquiring users of credit reports by requiring that in addition to the social security number, the name

matches the identity of the person who is the subject of the inquiry.

     This act would take effect upon passage.

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LC004657

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