2022 -- H 8346

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LC006115

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2022

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A N   A C T

RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--

DECEPTIVE TRADE PRACTICES

     

     Introduced By: Representatives Solomon, and Casey

     Date Introduced: June 16, 2022

     Referred To: House Corporations

     It is enacted by the General Assembly as follows:

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     SECTION 1. Section 6-13.1-29 of the General Laws in Chapter 6-13.1 entitled "Deceptive

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Trade Practices" is hereby amended to read as follows:

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     6-13.1-29. Furnishing of credit reports.

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     No credit bureau doing business in this state shall use all or part of a consumer's social

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security number as the sole factor when determining whether a credit report in its files matches the

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identity of a person who is the subject of a credit inquiry from a user of credit reports. When a

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social security number is used as a factor, a credit bureau may disclose a credit report in its files to

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an inquiring user of credit reports only if the name and, at a minimum, at least one other identifier

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such as address; prior address; date of birth; mother's maiden name; place of employment; or prior

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place of employment; also match matches the identity of the person who is the subject of the

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inquiry.

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     SECTION 2. This act shall take effect upon passage.

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LC006115

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS--

DECEPTIVE TRADE PRACTICES

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     This act would amend how credit bureaus doing business in Rhode Island may disclose to

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inquiring users of credit reports by requiring that in addition to the social security number, the name

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matches the identity of the person who is the subject of the inquiry.

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     This act would take effect upon passage.

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LC006115

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