2021 -- S 0957 | |
======== | |
LC002975 | |
======== | |
STATE OF RHODE ISLAND | |
IN GENERAL ASSEMBLY | |
JANUARY SESSION, A.D. 2021 | |
____________ | |
A N A C T | |
RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS | |
| |
Introduced By: Senator Michael J. McCaffrey | |
Date Introduced: June 17, 2021 | |
Referred To: Senate Judiciary | |
It is enacted by the General Assembly as follows: | |
1 | SECTION 1. Section 6-13.1-29 of the General Laws in Chapter 6-13.1 entitled "Deceptive |
2 | Trade Practices" is hereby amended to read as follows: |
3 | 6-13.1-29. Furnishing of credit reports. |
4 | No credit bureau doing business in this state shall use all or part of a consumer's social |
5 | security number as the sole factor when determining whether a credit report in its files matches the |
6 | identity of a person who is the subject of a credit inquiry from a user of credit reports. When a |
7 | social security number is used as a factor, a credit bureau may disclose a credit report in its files to |
8 | an inquiring user of credit reports only if the name and, at a minimum, at least one other identifier |
9 | such as address; prior address; date of birth; mother's maiden name; place of employment; or prior |
10 | place of employment; also match matches the identity of the person who is the subject of the |
11 | inquiry. |
12 | SECTION 2. This act shall take effect upon passage. |
======== | |
LC002975 | |
======== | |
| |
EXPLANATION | |
BY THE LEGISLATIVE COUNCIL | |
OF | |
A N A C T | |
RELATING TO COMMERCIAL LAW -- GENERAL REGULATORY PROVISIONS | |
*** | |
1 | This act removes the requirement that a credit bureau, at a minimum, utilizes at least one |
2 | additional identifier such as an address, prior address, date of birth, mother's maiden name, place |
3 | of employment, or prior place of employment, to confirm the identity of a person who is the subject |
4 | of the credit inquiry. |
5 | This act would take effect upon passage. |
======== | |
LC002975 | |
======== | |
| LC002975 - Page 2 of 2 |