2019 -- H 5582

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LC001790

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2019

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A N   A C T

RELATING TO HEALTH AND SAFETY - OVERSIGHT OF RISK-BEARING PROVIDER

ORGANIZATIONS

     Introduced By: Representatives Bennett, Jacquard, and Edwards

     Date Introduced: February 27, 2019

     Referred To: House Finance

     (OHIC)

It is enacted by the General Assembly as follows:

     SECTION 1. Title 23 of the General Laws entitled "HEALTH AND SAFETY" is hereby

amended by adding thereto the following chapter:

CHAPTER 17.28

OVERSIGHT OF RISK-BEARING PROVIDER ORGANIZATIONS

     23-17.28-1. Purpose.

     The legislature declares that:

     (1) It is in the best interest of the public that health care provider organizations that accept

financial risk for the delivery of health care services in our state meet the standards of this chapter

to ensure that patient access to health care services and continuity of care are not unnecessarily

interrupted; and

     (2) It is a vital state function to establish these standards for the conduct of health care

provider organizations in Rhode Island; and

     (3) Nothing in this legislation is intended to change the obligation of providers or insurers

to comply with the provisions of title 27.

     23-17.28-2. Definitions.

     As used in this chapter:

     (1) "Commissioner" means the health insurance commissioner.

     (2) "Health care risk contract" means a health care contract that holds the provider

organization financially responsible for a negotiated portion or all costs that exceed a

predetermined health care services budget and thereby transfers insurer risk to the provider

organization.

     (3) "Health insurer" means every nonprofit medical service corporation, hospital service

corporation, health maintenance organization, or other insurer offering or insuring health

services; the term shall in addition include any entity defined as an insurer under § 42-62-4 and

any third-party administrator when interacting with health care providers and enrollees on behalf

of the insurer.

     (4) "Provider organization" means any corporation, partnership, business trust,

association, or organized group of persons in the business of health care delivery or management,

whether incorporated or not, that represents one or more health care providers in contracting with

health insurers for the payments of health care services. "Provider organization" shall include, but

not be limited to, physician organizations, physician-hospital organizations, independent practice

associations, provider networks, accountable care organizations, systems of care, and any other

organization that contracts with health insurers for payment for health care services.

     (5) "Risk-bearing provider organization" means a provider organization that has entered

into a health care risk contract to manage the treatment of a group of patients.

     23-17.28-3. Certification for provider organizations entering into health care risk

contracts for Medicaid enrollees.

     (a) The commissioner shall establish a process for certifying provider organizations that

intend to enter into health care risk contracts for Medicaid enrollees.

     (b) The commissioner shall by regulation establish standards for certification, including

the forms and information required to apply for certification. The standards may consider the

provider organization's financial position, corporate structure, or other characteristics.

     (c) The commissioner shall issue a finding regarding certification within sixty (60) days

of the receipt of a complete request pursuant to subsection (b) of this section. If the commissioner

denies the request for certification, the commissioner will state the reasons for the denial in

writing, and the provider organization may reapply without prejudice.

     23-17.28-4. Financial solvency filing and review.

     (a) Review of financial solvency.

     (1) The commissioner shall establish a process for reviewing the financial solvency of

risk-bearing provider organizations according to the standards established under subsection (b) of

this section.

     (2) The commissioner shall issue a finding regarding financial solvency within sixty (60)

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days of the receipt of a complete filing pursuant to subsection (c) or (d) of this section. The

commissioner shall find one of the following:

     (i) The risk-bearing provider organization meets the standards of financial solvency.

     (ii) The risk-bearing provider organization does not meet the standards of financial

solvency. Such a finding may be appealed pursuant to the administrative procedures act, chapter

35 of title 42.

     (3) Regardless of the findings pursuant to subsection (a)(2) of this section, the

commissioner may include additional observations concerning the risk-bearing provider

organization's financial solvency, including the identification of material risks facing the provider

organization.

     (b) The commissioner shall establish standards for evaluating financial solvency of risk-

bearing provider organizations. The standards will consider all the health care risk contracts that a

provider organization has entered into at the time of a financial solvency review.

     (c) Within thirty (30) days of executing a health care risk contract, a provider

organization shall submit to the commissioner a financial report, and any other materials

necessary to support the financial solvency review. The commissioner shall establish the form

and content of this filing by regulation. Materials submitted under this subsection shall be

considered confidential commercial information for the purposes of § 38-2-2(4)(B). This

requirement shall not apply to any risk-bearing provider organization that has submitted materials

under subsection (d) of this section within the previous twelve (12) months.

     (d) Risk-bearing provider organizations shall annually submit to the commissioner a

financial report, and any other materials necessary to support the financial solvency review. The

commissioner shall establish the timing, form, and content of this filing by regulation. Materials

submitted under this subsection shall be considered confidential commercial information for the

purposes of § 38-2-2(4)(B).

     (e) If the commissioner has established one or more categories of risk contracts under §

42-14.5-3(t), the commissioner shall establish standards and requirements for risk-bearing

provider organizations that have entered into specific categories of risk contracts. The

commissioner may waive all requirements for certain risk contracts or categories of risk contracts

based on a determination that such contracts pose little risk to consumers.

     23-17.28-5. Corrective action plan.

     (a) If the commissioner finds that a risk-bearing provider organization does not meet the

standards of financial solvency under § 23-17.28-4(a):

     (1) The commissioner will identify specific deficiencies with respect to the standards of

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financial solvency that need to be addressed by the risk-bearing provider organization.

     (2) The commissioner will notify the executive office of health and human services and

any health insurers that have informed the office of the health insurance commissioner that they

are holding health care risk contracts with the provider organization.

     (3) The risk-bearing provider organization will establish a corrective action plan to

address the deficiencies identified by the commissioner, submit the plan to the commissioner, and

update the commissioner on the status of corrective on actions an ongoing basis as requested. The

commissioner may establish standards for such corrective action plans by regulation.

     (b) Ninety (90) days following a finding that a risk-bearing provider organization does

not meet the standards of financial solvency under § 23-17.28-4(a), the risk-bearing provider

organization shall demonstrate compliance with the corrective action plan under subsection (a)(3)

of this section.

     23-17.28-6. Prohibition on contracting with certain risk-bearing provider

organizations.

     (a) If the commissioner has issued a finding that a risk-bearing provider organization

does not meet the standards of financial solvency, the provider organization may not enter into or

renew a health care risk contract without prior approval of the commissioner until such time as

the commissioner issues a finding that the provider organization meets the standards of financial

solvency.

     (b) A provider organization may not enter into or renew a health care risk contract for

Medicaid members if the provider organization has not been certified under § 23-17.28-3.

     23-17.28-7. Duty to update.

     Risk-bearing provider organizations that have previously submitted an annual financial

report to the commissioner under § 23-17.28-4(c) shall:

     (1) Notify the commissioner within thirty (30) days of any material changes to its

financial position, including changes to health care risk contracts that increase the amount of risk

borne by the provider organization, or reduces risk mitigation, such as through a reduction in stop

loss insurance coverage, and;

     (2) Notify the commissioner within two (2) days should the risk-bearing organization

become insolvent, or recognize it is in the process of becoming insolvent.

     23-17.28-8. Administrative penalties.

     (a) Whenever the commissioner shall have cause to believe that a violation of this section

has occurred by any provider organization, the commissioner may, in accordance with the

requirements of the administrative procedures act, chapter 35 of title 42:

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     (1) Levy an administrative penalty in an amount not less than one thousand dollars

($1000) nor more than fifty thousand dollars ($50,000);

     (2) Order the violator to cease such actions;

     (3) Require the provider organization to take such actions as are necessary to comply

with this section, or the regulations thereunder; or

     (4) Any combination of the above penalties.

     (b) Any monetary penalties assessed pursuant to this section shall be deposited as general

revenues.

     SECTION 2. Section 27-20.9-1 of the General Laws in Chapter 27-20.9 entitled

"Contract With Health Care Providers" is hereby amended to read as follows:

     27-20.9-1. Health care contracts -- Required provisions -- Definitions.

     (a) On and after January 1, 2008, a health insurer that contracts with a health care

provider shall comply with the provisions of this chapter and shall include the provisions required

by this chapter in the health care contract. A contract in existence prior to January 1, 2008, that is

renewed or renews by its terms shall comply with the provisions of this chapter no later than

December 31, 2008.

     (b) As used in this chapter, unless the context otherwise requires:

     (1) "Health care contract" means a contract entered into or renewed between a health

insurer and a health care provider for the delivery of health care services to others.

     (2) "Health care provider" means a person licensed or certified in this state to practice

medicine, pharmacy, chiropractic, nursing, physical therapy, podiatry, dentistry, optometry,

occupational therapy, or other healing arts.

     (3) "Health care risk contract" means a health care contract that holds the provider

organization financially responsible for a negotiated portion or all of the costs that exceed a

predetermined health care services budget and thereby transfers insurer risk to the provider

organization.

     (3)(4) "Health insurer" means every nonprofit medical service corporation, hospital

service corporation, health maintenance organization, or other insurer offering and/or insuring

health services; the term shall in addition include any entity defined as an insurer under § 42-62-4

and any third-party administrator when interacting with health care providers and enrollees on

behalf of such an insurer.

      (5) "Provider organization" means any corporation, partnership, business, trust,

association, or organized group of persons in the business of health care delivery or management

whether incorporated or not that represents one or more health care providers in contracting with

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health insurers for the payments of health care services. "Provider organization" shall include, but

not be limited to, physician organizations, physician-hospital organizations, independent practice

associations, provider networks, accountable care organizations, systems of care, and any other

organization that contracts with health insurers for payment for health care services.

     SECTION 3. Chapter 27-20.9 of the General Laws entitled "Contract With Health Care

Providers" is hereby amended by adding thereto the following section:

     27-20.9-4. Health care risk contracts.

     (a) A health insurer shall submit information about each health care risk contract as

directed by the health insurance commissioner in regulation. The commissioner shall review the

information for compliance with applicable laws and regulations.

     (b) A health insurer shall submit health care risk contracts and relevant related material to

the commissioner within thirty (30) days of a request of such information. Such contracts shall be

considered confidential commercial information for the purposes of § 38-2-2(4)(B). The

commissioner shall, as deemed appropriate, review such information for compliance with

applicable laws and regulations.

     (c) A health insurer shall not enter into or renew a health care risk contract with a

provider organization for which the commissioner has issued a finding that the provider

organization does not meet the standards of financial solvency under § 23-17.28-4, until such

time as the commissioner issues a finding that the provider organization meets the standards of

financial solvency.

     (d) A health insurer shall not enter into or renew a health care risk contract for Medicaid

members with a provider organization that has not been certified as provided in § 23-17.28-3.

     (e) If the commissioner determines it necessary to protect consumers, the commissioner

may order the health insurer to terminate some or all of its health care risk contracts.

     (f) Each health insurer shall provide the commissioner with a list of all provider

organizations with which it has entered into a health care risk contract on an annual basis. If the

commissioner has established one or more categories of risk contracts under § 42-14.5-3(t), the

health insurer will indicate which category of risk contract each risk-bearing provider

organization holds.

     (g) The commissioner may establish additional requirements for health care risk contracts

by regulation.

     SECTION 4. Section 42-14.5-3 of the General Laws in Chapter 42-14.5 entitled "The

Rhode Island Health Care Reform Act of 2004 - Health Insurance Oversight" is hereby amended

to read as follows:

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     42-14.5-3. Powers and duties.

     The health insurance commissioner shall have the following powers and duties:

     (a) To conduct quarterly public meetings throughout the state, separate and distinct from

rate hearings pursuant to § 42-62-13, regarding the rates, services, and operations of insurers

licensed to provide health insurance in the state; the effects of such rates, services, and operations

on consumers, medical care providers, patients, and the market environment in which the insurers

operate; and efforts to bring new health insurers into the Rhode Island market. Notice of not less

than ten (10) days of the hearing(s) shall go to the general assembly, the governor, the Rhode

Island Medical Society, the Hospital Association of Rhode Island, the director of health, the

attorney general, and the chambers of commerce. Public notice shall be posted on the

department's website and given in the newspaper of general circulation, and to any entity in

writing requesting notice.

     (b) To make recommendations to the governor and the house of representatives and

senate finance committees regarding health-care insurance and the regulations, rates, services,

administrative expenses, reserve requirements, and operations of insurers providing health

insurance in the state, and to prepare or comment on, upon the request of the governor or

chairpersons of the house or senate finance committees, draft legislation to improve the regulation

of health insurance. In making the recommendations, the commissioner shall recognize that it is

the intent of the legislature that the maximum disclosure be provided regarding the

reasonableness of individual administrative expenditures as well as total administrative costs. The

commissioner shall make recommendations on the levels of reserves, including consideration of:

targeted reserve levels; trends in the increase or decrease of reserve levels; and insurer plans for

distributing excess reserves.

     (c) To establish a consumer/business/labor/medical advisory council to obtain

information and present concerns of consumers, business, and medical providers affected by

health-insurance decisions. The council shall develop proposals to allow the market for small

business health insurance to be affordable and fairer. The council shall be involved in the

planning and conduct of the quarterly public meetings in accordance with subsection (a). The

advisory council shall develop measures to inform small businesses of an insurance complaint

process to ensure that small businesses that experience rate increases in a given year may request

and receive a formal review by the department. The advisory council shall assess views of the

health-provider community relative to insurance rates of reimbursement, billing, and

reimbursement procedures, and the insurers' role in promoting efficient and high-quality health

care. The advisory council shall issue an annual report of findings and recommendations to the

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governor and the general assembly and present its findings at hearings before the house and

senate finance committees. The advisory council is to be diverse in interests and shall include

representatives of community consumer organizations; small businesses, other than those

involved in the sale of insurance products; and hospital, medical, and other health-provider

organizations. Such representatives shall be nominated by their respective organizations. The

advisory council shall be co-chaired by the health insurance commissioner and a community

consumer organization or small business member to be elected by the full advisory council.

     (d) To establish and provide guidance and assistance to a subcommittee ("the

professional-provider-health-plan work group") of the advisory council created pursuant to

subsection (c), composed of health-care providers and Rhode Island licensed health plans. This

subcommittee shall include in its annual report and presentation before the house and senate

finance committees the following information:

     (1) A method whereby health plans shall disclose to contracted providers the fee

schedules used to provide payment to those providers for services rendered to covered patients;

     (2) A standardized provider application and credentials-verification process, for the

purpose of verifying professional qualifications of participating health-care providers;

     (3) The uniform health plan claim form utilized by participating providers;

     (4) Methods for health maintenance organizations, as defined by § 27-41-2, and nonprofit

hospital or medical-service corporations, as defined by chapters 19 and 20 of title 27, to make

facility-specific data and other medical service-specific data available in reasonably consistent

formats to patients regarding quality and costs. This information would help consumers make

informed choices regarding the facilities and clinicians or physician practices at which to seek

care. Among the items considered would be the unique health services and other public goods

provided by facilities and clinicians or physician practices in establishing the most appropriate

cost comparisons;

     (5) All activities related to contractual disclosure to participating providers of the

mechanisms for resolving health plan/provider disputes;

     (6) The uniform process being utilized for confirming, in real time, patient insurance

enrollment status, benefits coverage, including co-pays and deductibles;

     (7) Information related to temporary credentialing of providers seeking to participate in

the plan's network and the impact of the activity on health-plan accreditation;

     (8) The feasibility of regular contract renegotiations between plans and the providers in

their networks; and

     (9) Efforts conducted related to reviewing impact of silent PPOs on physician practices.

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     (e) To enforce the provisions of Title 27 and Title 42 as set forth in § 42-14-5(d).

     (f) To provide analysis of the Rhode Island affordable health plan reinsurance fund. The

fund shall be used to effectuate the provisions of §§ 27-18.5-9 and 27-50-17.

     (g) To analyze the impact of changing the rating guidelines and/or merging the individual

health-insurance market, as defined in chapter 18.5 of title 27, and the small-employer-health-

insurance market, as defined in chapter 50 of title 27, in accordance with the following:

     (1) The analysis shall forecast the likely rate increases required to effect the changes

recommended pursuant to the preceding subsection (g) in the direct-pay market and small-

employer-health-insurance market over the next five (5) years, based on the current rating

structure and current products.

     (2) The analysis shall include examining the impact of merging the individual and small-

employer markets on premiums charged to individuals and small-employer groups.

     (3) The analysis shall include examining the impact on rates in each of the individual and

small-employer health-insurance markets and the number of insureds in the context of possible

changes to the rating guidelines used for small-employer groups, including: community rating

principles; expanding small-employer rate bonds beyond the current range; increasing the

employer group size in the small-group market; and/or adding rating factors for broker and/or

tobacco use.

     (4) The analysis shall include examining the adequacy of current statutory and regulatory

oversight of the rating process and factors employed by the participants in the proposed, new

merged market.

     (5) The analysis shall include assessment of possible reinsurance mechanisms and/or

federal high-risk pool structures and funding to support the health-insurance market in Rhode

Island by reducing the risk of adverse selection and the incremental insurance premiums charged

for this risk, and/or by making health insurance affordable for a selected at-risk population.

     (6) The health insurance commissioner shall work with an insurance market merger task

force to assist with the analysis. The task force shall be chaired by the health insurance

commissioner and shall include, but not be limited to, representatives of the general assembly, the

business community, small-employer carriers as defined in § 27-50-3, carriers offering coverage

in the individual market in Rhode Island, health-insurance brokers, and members of the general

public.

     (7) For the purposes of conducting this analysis, the commissioner may contract with an

outside organization with expertise in fiscal analysis of the private-insurance market. In

conducting its study, the organization shall, to the extent possible, obtain and use actual health-

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plan data. Said data shall be subject to state and federal laws and regulations governing

confidentiality of health care and proprietary information.

     (8) The task force shall meet as necessary and include its findings in the annual report,

and the commissioner shall include the information in the annual presentation before the house

and senate finance committees.

     (h) To establish and convene a workgroup representing health-care providers and health

insurers for the purpose of coordinating the development of processes, guidelines, and standards

to streamline health-care administration that are to be adopted by payors and providers of health-

care services operating in the state. This workgroup shall include representatives with expertise

who would contribute to the streamlining of health-care administration and who are selected from

hospitals, physician practices, community behavioral-health organizations, each health insurer,

and other affected entities. The workgroup shall also include at least one designee each from the

Rhode Island Medical Society, Rhode Island Council of Community Mental Health

Organizations, the Rhode Island Health Center Association, and the Hospital Association of

Rhode Island. The workgroup shall consider and make recommendations for:

     (1) Establishing a consistent standard for electronic eligibility and coverage verification.

Such standard shall:

     (i) Include standards for eligibility inquiry and response and, wherever possible, be

consistent with the standards adopted by nationally recognized organizations, such as the Centers

for Medicare and Medicaid Services;

     (ii) Enable providers and payors to exchange eligibility requests and responses on a

system-to-system basis or using a payor-supported web browser;

     (iii) Provide reasonably detailed information on a consumer's eligibility for health-care

coverage; scope of benefits; limitations and exclusions provided under that coverage; cost-sharing

requirements for specific services at the specific time of the inquiry; current deductible amounts;

accumulated or limited benefits; out-of-pocket maximums; any maximum policy amounts; and

other information required for the provider to collect the patient's portion of the bill;

     (iv) Reflect the necessary limitations imposed on payors by the originator of the

eligibility and benefits information;

     (v) Recommend a standard or common process to protect all providers from the costs of

services to patients who are ineligible for insurance coverage in circumstances where a payor

provides eligibility verification based on best information available to the payor at the date of the

request of eligibility.

     (2) Developing implementation guidelines and promoting adoption of the guidelines for:

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     (i) The use of the National Correct Coding Initiative code-edit policy by payors and

providers in the state;

     (ii) Publishing any variations from codes and mutually exclusive codes by payors in a

manner that makes for simple retrieval and implementation by providers;

     (iii) Use of Health Insurance Portability and Accountability Act standard group codes,

reason codes, and remark codes by payors in electronic remittances sent to providers;

     (iv) The processing of corrections to claims by providers and payors.

     (v) A standard payor-denial review process for providers when they request a

reconsideration of a denial of a claim that results from differences in clinical edits where no

single, common-standards body or process exists and multiple conflicting sources are in use by

payors and providers.

     (vi) Nothing in this section, nor in the guidelines developed, shall inhibit an individual

payor's ability to employ, and not disclose to providers, temporary code edits for the purpose of

detecting and deterring fraudulent billing activities. The guidelines shall require that each payor

disclose to the provider its adjudication decision on a claim that was denied or adjusted based on

the application of such edits and that the provider have access to the payor's review and appeal

process to challenge the payor's adjudication decision.

     (vii) Nothing in this subsection shall be construed to modify the rights or obligations of

payors or providers with respect to procedures relating to the investigation, reporting, appeal, or

prosecution under applicable law of potentially fraudulent billing activities.

     (3) Developing and promoting widespread adoption by payors and providers of

guidelines to:

     (i) Ensure payors do not automatically deny claims for services when extenuating

circumstances make it impossible for the provider to obtain a preauthorization before services are

performed or notify a payor within an appropriate standardized timeline of a patient's admission;

     (ii) Require payors to use common and consistent processes and time frames when

responding to provider requests for medical management approvals. Whenever possible, such

time frames shall be consistent with those established by leading national organizations and be

based upon the acuity of the patient's need for care or treatment. For the purposes of this section,

medical management includes prior authorization of services, preauthorization of services,

precertification of services, post-service review, medical-necessity review, and benefits advisory;

     (iii) Develop, maintain, and promote widespread adoption of a single, common website

where providers can obtain payors' preauthorization, benefits advisory, and preadmission

requirements;

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     (iv) Establish guidelines for payors to develop and maintain a website that providers can

use to request a preauthorization, including a prospective clinical necessity review; receive an

authorization number; and transmit an admission notification.

     (4) To provide a report to the house and senate, on or before January 1, 2017, with

recommendations for establishing guidelines and regulations for systems that give patients

electronic access to their claims information, particularly to information regarding their

obligations to pay for received medical services, pursuant to 45 C.F.R. 164.524.

     (i) To issue an anti-cancer medication report. Not later than June 30, 2014 and annually

thereafter, the office of the health insurance commissioner (OHIC) shall provide the senate

committee on health and human services, and the house committee on corporations, with: (1)

Information on the availability in the commercial market of coverage for anti-cancer medication

options; (2) For the state employee's health benefit plan, the costs of various cancer-treatment

options; (3) The changes in drug prices over the prior thirty-six (36) months; and (4) Member

utilization and cost-sharing expense.

     (j) To monitor the adequacy of each health plan's compliance with the provisions of the

federal Mental Health Parity Act, including a review of related claims processing and

reimbursement procedures. Findings, recommendations, and assessments shall be made available

to the public.

     (k) To monitor the transition from fee-for-service and toward global and other alternative

payment methodologies for the payment for health-care services. Alternative payment

methodologies should be assessed for their likelihood to promote access to affordable health

insurance, health outcomes, and performance.

     (l) To report annually, no later than July 1, 2014, then biannually thereafter, on hospital

payment variation, including findings and recommendations, subject to available resources.

     (m) Notwithstanding any provision of the general or public laws or regulation to the

contrary, provide a report with findings and recommendations to the president of the senate and

the speaker of the house, on or before April 1, 2014, including, but not limited to, the following

information:

     (1) The impact of the current, mandated health-care benefits as defined in §§ 27-18-48.1,

27-18-60, 27-18-62, 27-18-64, similar provisions in chapters 19, 20 and 41, of title 27, and §§ 27-

18-3(c), 27-38.2-1 et seq., or others as determined by the commissioner, on the cost of health

insurance for fully insured employers, subject to available resources;

     (2) Current provider and insurer mandates that are unnecessary and/or duplicative due to

the existing standards of care and/or delivery of services in the health-care system;

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     (3) A state-by-state comparison of health-insurance mandates and the extent to which

Rhode Island mandates exceed other states benefits; and

     (4) Recommendations for amendments to existing mandated benefits based on the

findings in (m)(1), (m)(2), and (m)(3) above.

     (n) On or before July 1, 2014, the office of the health insurance commissioner, in

collaboration with the director of health and lieutenant governor's office, shall submit a report to

the general assembly and the governor to inform the design of accountable care organizations

(ACOs) in Rhode Island as unique structures for comprehensive health-care delivery and value-

based payment arrangements, that shall include, but not be limited to:

     (1) Utilization review;

     (2) Contracting; and

     (3) Licensing and regulation.

     (o) On or before February 3, 2015, the office of the health insurance commissioner shall

submit a report to the general assembly and the governor that describes, analyzes, and proposes

recommendations to improve compliance of insurers with the provisions of § 27-18-76 with

regard to patients with mental-health and substance-use disorders.

     (p) To work to ensure the health insurance coverage of behavioral health care under the

same terms and conditions as other health care, and to integrate behavioral health parity

requirements into the office of the health insurance commissioner insurance oversight and health

care transformation efforts.

     (q) To work with other state agencies to seek delivery system improvements that enhance

access to a continuum of mental-health and substance-use disorder treatment in the state; and

integrate that treatment with primary and other medical care to the fullest extent possible.

     (r) To direct insurers toward policies and practices that address the behavioral health

needs of the public and greater integration of physical and behavioral health care delivery.

     (s) The office of the health insurance commissioner shall conduct an analysis of the

impact of the provisions of § 27-38.2-1(i) on health insurance premiums and access in Rhode

Island and submit a report of its findings to the general assembly on or before June 1, 2023.

     (t) To protect the consumer interest through establishment, monitoring and enforcement

of requirements related to health care risk contracts as defined in § 27-20.9-1 and risk-bearing

provider organizations as defined in § 23-17.28-2, including the following:

     (1) To certify certain provider organizations as eligible to enter into health care risk

contracts for Medicaid populations, pursuant to chapter 17.28 of title 23.

     (2) To establish multiple categories of health care risk contracts based on the amount of

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risk to which the risk-bearing provider organization is exposed. The health insurance

commissioner may apply different standards and requirements related to health care risk contracts

based on the category of the relevant risk contract.

     (3) To evaluate the financial solvency of risk-bearing provider organizations and take

additional actions pursuant to chapter 17.28 of title 23 and chapter 20.9 of title 27.

     (4) To enact appropriate regulations to protect the consumer interest with respect to

health care risk contracts.

     SECTION 5. This act shall take effect upon passage.

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO HEALTH AND SAFETY - OVERSIGHT OF RISK-BEARING PROVIDER

ORGANIZATIONS

***

     This act would provide the office of the health insurance commissioner with oversight of

risk-bearing provider organizations and health care risk contracts.

     This act would take effect upon passage.

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LC001790

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LC001790 - Page 15 of 15