2015 -- H 5485

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LC000175

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     STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2015

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A N   A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

     

     Introduced By: Representatives Winfield, Ucci, Blazejewski, and Shekarchi

     Date Introduced: February 12, 2015

     Referred To: House Corporations

     It is enacted by the General Assembly as follows:

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     SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness

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Insurance Policies" is hereby amended by adding thereto the following section:

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     27-18-82. Motor vehicle accident coverage. – A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 2. Chapter 27-18.5 of the General Laws entitled "Individual Health Insurance

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Coverage" is hereby amended by adding thereto the following section:

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     27-18.5-11. Motor vehicle accident coverage. -- A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 3. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-19-73. Motor vehicle accident coverage. -- A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 4. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service

 

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Corporations" is hereby amended by adding thereto the following section:

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     27-20-69. Motor vehicle accident coverage. -- A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 5. Chapter 27-20.1 of the General Laws entitled "Nonprofit Dental Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-20.1-23. Motor vehicle accident coverage. -- A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 6. Chapter 27-41 of the General Laws entitled "Health Maintenance

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Organizations" is hereby amended by adding thereto the following section:

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     27-41-86. Motor vehicle accident coverage. -- A health insurance policy, subscriber

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contract; or health plan offered, issuer, issued for delivery, or issued to cover a resident of this

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state by a health insurance company licensed pursuant to this title and/or chapter shall not limit or

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exclude coverage solely because the insured's injuries arose due to a motor vehicle accident.

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     SECTION 7. This act shall take effect upon passage.

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N   A C T

RELATING TO INSURANCE - ACCIDENT AND SICKNESS INSURANCE POLICIES

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     This act would prohibit insurance companies from denying health insurance benefits

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because the insured's injuries arose from an automobile accident.

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     This act would take effect upon passage.

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