2013 -- S 0644 SUBSTITUTE A

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LC01554/SUB A

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STATE OF RHODE ISLAND

IN GENERAL ASSEMBLY

JANUARY SESSION, A.D. 2013

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A N A C T

RELATING TO INSURANCE - CONSUMER DISCLOSURE OF DENTAL

REIMBURSEMENT CONTRACT LIMITATIONS

     

     

     Introduced By: Senators Lynch, Doyle, Sosnowski, Miller, and Felag

     Date Introduced: March 06, 2013

     Referred To: Senate Health & Human Services

It is enacted by the General Assembly as follows:

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     SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness

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Insurance Policies" is hereby amended by adding thereto the following section:

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     27-18-81. Consumer notification. – Every health insurer or health plan providing dental

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benefits to subscribers shall include on the identification card provided to its subscribers on the

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front of the cards the following language when the underlying plan contains a non-duplication of

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benefits clause: "NO DUPLICATION OF BENEFITS".

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     SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-19-72. Consumer notification. – Every nonprofit hospital service corporation

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providing dental benefits to subscribers shall include on the identification card provided to its

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subscribers on the front of the cards the following language when the underlying plan contains a

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non-duplication of benefits clause: "NO DUPLICATION OF BENEFITS".

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     SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-20-68. Consumer notification. -- Every nonprofit medical service corporation

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providing dental benefits to subscribers shall include on the identification card provided to its

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subscribers on the front of the cards the following language when the underlying plan contains a

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non-duplication of benefits clause: "NO DUPLICATION OF BENEFITS".

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     SECTION 4. Chapter 27-20.1 of the General Laws entitled "Nonprofit Dental Service

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Corporations" is hereby amended by adding thereto the following section:

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     27-20.1-22. Consumer notification. -- Every nonprofit dental service corporation

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providing dental benefits to subscribers shall include on the identification card provided to its

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subscribers on the front of the cards the following language when the underlying plan contains a

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non-duplication of benefits clause: "NO DUPLICATION OF BENEFITS".

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     SECTION 5. Chapter 27-41 of the General Laws entitled "Health Maintenance

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Organizations" is hereby amended by adding thereto the following section:

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     27-41-85. Consumer notification. -- Every health maintenance organization providing

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dental benefits to subscribers shall include on the identification card provided to its subscribers on

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the front of the cards the following language when the underlying plan contains a non-duplication

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of benefits clause: "NO DUPLICATION OF BENEFITS".

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     SECTION 6. This act shall take effect on January 1, 2014.

     

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LC01554/SUB A

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EXPLANATION

BY THE LEGISLATIVE COUNCIL

OF

A N A C T

RELATING TO INSURANCE - CONSUMER DISCLOSURE OF DENTAL

REIMBURSEMENT CONTRACT LIMITATIONS

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     This act would require dental benefit plan providers to disclose whether the plan prohibits

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duplicate coverage.

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     This act would take effect on January 1, 2014.

     

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LC01554/SUB A

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S0644A